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Forum for Health Economics & Policy

Editor-in-Chief: Goldman, Dana

CiteScore 2017: 0.53

SCImago Journal Rank (SJR) 2017: 0.425
Source Normalized Impact per Paper (SNIP) 2017: 0.297

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The Effect of Massachusetts' Health Reform on Employer-Sponsored Insurance Premiums

John F Cogan / R. Glenn Hubbard / Daniel Kessler
Published Online: 2010-06-18 | DOI: https://doi.org/10.2202/1558-9544.1204

In this paper, we use publicly available data from the Medical Expenditure Panel Survey - Insurance Component (MEPS-IC) to investigate the effect of Massachusetts' health reform plan on employer-sponsored insurance premiums. We tabulate premium growth for private-sector employers in Massachusetts and the United States as a whole for 2004 - 2008. We estimate the effect of the plan as the difference in premium growth between Massachusetts and the United States between 2006 and 2008—that is, before versus after the plan—over and above the difference in premium growth for 2004 to 2006. We find that health reform in Massachusetts increased single-coverage employer-sponsored insurance premiums by about 6 percent, or $262. Although our research design has important limitations, it does suggest that policy makers should be concerned about the consequences of health reform for the cost of private insurance.

Keywords: health reform

About the article

Published Online: 2010-06-18

Citation Information: Forum for Health Economics & Policy, Volume 13, Issue 2, ISSN (Online) 1558-9544, DOI: https://doi.org/10.2202/1558-9544.1204.

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