Jump to ContentJump to Main Navigation
Show Summary Details
More options …

 

Perspektiven der Wirtschaftspolitik

Editor-in-Chief: Paqué, Karl-Heinz

Ed. by Arnold, Lutz / Corneo, Giacomo / Grimm, Veronika / Horn, Karen / Schneider, Friedrich / Wagner, Franz

4 Issues per year


CiteScore 2017: 0.18

SCImago Journal Rank (SJR) 2017: 0.242
Source Normalized Impact per Paper (SNIP) 2017: 0.332

Online
ISSN
1468-2516
See all formats and pricing
More options …
Volume 12, Issue 4

Issues

Krank oder Simulant? Das Identifikationsproblem der Krankenkassen aus wirtschaftshistorischer Perspektive

Timothy W. Guinnane / Jochen Streb / Manuel Frondel
  • Rheinisch-Westfälisches Institut für Wirtschaftsforschung, Essen und Ruhr-Universität Bochum
  • Other articles by this author:
  • De Gruyter OnlineGoogle Scholar
/ Christoph M. Schmidt
Published Online: 2012-06-03 | DOI: https://doi.org/10.1111/j.1468-2516.2012.00379.x

Abstract

Economic-historical findings attest that already in the nineteenth century the economic implications of Moral Hazard in health insurance were very well understood and that attempts were made to overcome them with the help of various incentive and control mechanisms. This article shows that the health insurance schemes run by the historical miners’ guilds, by reason of their monopoly in the sector and their relatively wide room for maneuver in the politics of the business, are particularly well suited to an empirical analysis of the problems connected with Moral Hazard. We conclude that the economichistorical perspective here adopted can be extended beyond the analysis of Moral Hazard in health insurance to answer other present-day questions. The most important finding of an empirical analysis based on data concerning historical miners’ guilds is that the level and duration of daily sickness pay created a strong incentive to feign illness.

About the article

Published Online: 2012-06-03

Published in Print: 2011-11-03


Citation Information: Perspektiven der Wirtschaftspolitik, Volume 12, Issue 4, Pages 413–429, ISSN (Online) 1468-2516, ISSN (Print) 1465-6493, DOI: https://doi.org/10.1111/j.1468-2516.2012.00379.x.

Export Citation

© 2014 by Walter de Gruyter GmbH & Co..Get Permission

Comments (0)

Please log in or register to comment.
Log in