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Review of Network Economics

Editor-in-Chief: Grzybowski, Lukasz

Ed. by Briglauer, Wolfgang / Goetz, Georg / Pereira, Pedro

4 Issues per year


IMPACT FACTOR 2017: 0.357
5-year IMPACT FACTOR: 0.894

CiteScore 2017: 0.64

SCImago Journal Rank (SJR) 2017: 0.315
Source Normalized Impact per Paper (SNIP) 2017: 0.770

Online
ISSN
1446-9022
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Volume 11, Issue 1

Issues

Account-to-Account Electronic Money Transfers: Recent Developments in the United States

Oz Shy
Published Online: 2012-03-02 | DOI: https://doi.org/10.1515/1446-9022.1297

This paper reviews recent developments in online and mobile banking in the United States that provide bank account holders with low-cost interfaces to manage account-to-account electronic money transfers. The paper analyzes the emerging decentralized market in which A2A money transfers are becoming available in the United States and compares it to the A2A market in other countries. The paper constructs analytical examples to explain and evaluate the structure of the emerging U.S. market and discusses possible policy actions that may enhance the use of A2A money transfers in the United States.

Keywords: account-to-account money transfers; person-to-person money transfers; online banking; mobile banking; payment networks

About the article

Published Online: 2012-03-02


Citation Information: Review of Network Economics, Volume 11, Issue 1, ISSN (Online) 1446-9022, DOI: https://doi.org/10.1515/1446-9022.1297.

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©2012 Walter de Gruyter GmbH & Co. KG, Berlin/Boston.Get Permission

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